How does one decide between renting and buying?  Through careful study, economics and financial planning of a budget.  Sometimes the answer is simple and easy if only the questions were asked properly. 

What is your budget for housing monthly?  Creating a budget is not difficult.  It starts with a pen and a piece of paper.  Make a list of basic needs and expenses.  This would be utilities, groceries, clothing, fuel for vehicle, bus fare, etc.  For a month, keep track of the expenses in each of those primary categories.  Adding the totals at the end of the month will give you an approximate amount it takes per month to live.  This is also a great opportunity to go over your spending habits and notice if something can be trimmed down a bit. 

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I look as a human at "Folse Family Fire" and see three F's.  But those F's have nothing to do with failure.  They represent every POSITIVE word in the dictionary beginning in with the letter "F".

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Learning to laugh and find humor in bad situations is a good thing in life.  Not much is easy, will not lie, but it is POSSIBLE! 

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In every negative situation there is a positive to be found if only we look for it. 

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As I am sure most know by now, we lost our home and business in a fire on Christmas afternoon 2011.  I would like to begin sharing thoughts, positive dreams and motivation with you all in a series of blogs as I get them typed. 

I am often told that I am a very positive person.  Both in attitude,  actions and life all around.  Throughout each tragedy, I remind myself that if one looks at each negative situation, there IS a positive to be found.  Focusing on the positive and keeping the negative away from your mind and heart can help anyone get through anything that jumps into our path in the journey of life. 

Not saying it is easy, anything worth anything takes work and will power.  I would like to help others see how I/we deal with things in hopes that reading of our lives will give others strength and encouragement. 

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Being a homeowner is not always thrills and fun.  You are the sole person responsible for maintenance and repairs.  Being a homeowner while also being a single parent adds to the adventure. 
 
When your kiddo flushes the rubber Mr. Bubbles bath toy down the toilet to watch him dance, you do not call the landlord or property maintenance man, you call your ex and beg him to come help you LIFT and pull the toilet and rescue Mr. Bubbles.  King of the throne, HA!  Apparently Mr. Bubbles does not like that title and lingers half way holding on for dear life, making the throne powerless and useless, until he is removed from the plumbing path. 
 
Digging up and replacing the old damaged sewer line was not a happy play date for kiddos.  They quickly stopped liking playing in the mud for fun.  You take over all of the job after the pipe is located. ...  Read More

This time of the year we all think of what we are thankful of.  Truthfully, we think of it 24/7/365 here at Wild Rags Place.  I could have written todays blog on a number of topics, but today is my birthday so I chose to write this positive informative sharing blog.  My gift from GOD, my gift to you, sharing a positive reminder. 

The kids and I were blessed to have the means and gas to attend church this past Sunday and the service was beyond touching and amazing.  You see, this church required a 25 mile drive to get to and we do not always have gas to go further than 7 miles to the closest church from our home.  

What was the main reminder?  THANK GOD FOR EVERYTHING, including the bad.  Be thankful, grateful and faithful. 

1. 1 Thessalonians 5:18
   In every thing give thanks: for this is the will of God in Christ Jesus concerning...  Read More

Give your family the best gift ever this holiday season.  Peace of mind for you and yours.  We all think we will live forever.  We think family will do our wishes in the event we become ill or pass away.  That well known statement "It'll never happen to me" is false folks.  It can happen and it does happen and it is a lot left on those responsible family members (who do as you wished and listened to your desires) left to battle with the other family members (who are greedy, self centered, non caring, too busy, etc) to make sure that YOUR desires and wishes are done as YOU want/wanted.  So many people put these matters off thinking they have time.  There is always time.  Well, the time is NOW.  If the thought of what will happen, what should be done, what YOU want to be done... crosses your mind.....listen to it. 

Jot down in a notebook your...  Read More